Public Adjuster Near Me — Texas
Looking for a licensed public adjuster near you in Texas? First Call Public Adjusters serves homeowners and business owners across DFW, Central Texas, Houston, San Antonio, and beyond. Free claim review — no upfront fees — no recovery, no fee.
Why Texans Search "Public Adjuster Near Me"
When your property is damaged by a storm, fire, or water loss, the first thing most homeowners do is file a claim with their insurance company — and then wait. What they often don't know is that the adjuster their insurer sends is working for the insurance company, not for them. A public adjuster is a licensed professional who works exclusively for the policyholder — documenting your damage, interpreting your policy, and negotiating the settlement you're actually owed.
Texas property owners have a distinct advantage: Texas law gives policyholders the right to hire a licensed public adjuster at any stage of the claim, and also gives them the right to invoke the appraisal clause to formally dispute an underpaid settlement — without going to court. But exercising those rights requires expertise. That's where First Call Public Adjusters comes in.
Based in DFW. Licensed statewide. Ryan Lancon is based in Trophy Club, TX (Tarrant County) and holds TX License #1921679, licensed in Texas, Oklahoma, and Colorado. We travel to properties across Texas for qualifying claims — and we've handled everything from Panhandle hail damage to Houston hurricane claims to Central Texas freeze losses.
What a Public Adjuster Actually Does for You
When you hire First Call Public Adjusters, here's exactly what happens on your claim:
Texas Cities & Areas We Serve
First Call Public Adjusters serves all of Texas. Find your city:
DFW & North Texas
Central Texas
Houston & South Texas
Don't see your city? Contact us — we serve all of Texas. See our Texas statewide page for full coverage details.
Common Questions About Finding a Public Adjuster in Texas
What's the difference between a public adjuster and the insurance company's adjuster?
The insurance company's adjuster — whether an in-house staff adjuster or a contract adjuster hired after a major storm event — works for the insurance company. Their job is to assess your claim within the insurer's guidelines. A public adjuster is licensed by the state of Texas and works exclusively for you, the policyholder. We have no relationship with your insurer and no incentive to minimize your claim. We get paid only when you get paid — and only on the amount we recover.
When should I hire a public adjuster?
As early as possible — ideally before you've accepted any settlement offer. A public adjuster can get involved at any stage: before the insurance adjuster visits, after their inspection, after a low offer, or after a denial. The earlier we're involved, the more we can document. But it's never too late until you've signed a final release. If you're unsure, call us — the consultation is free.
How much does a public adjuster cost in Texas?
First Call works on contingency — we charge a percentage of your final settlement amount. There is no upfront fee, no inspection fee, and no cost for the policy review. You pay nothing unless we recover money for you. Texas law caps public adjuster fees at 10% on claims related to a declared disaster and up to 15% on standard claims.
Can a public adjuster help with a denied claim?
Yes. A denial is often not final. Denials are frequently based on incomplete inspections, improper exclusion applications, or adjuster error. We review the denial letter and the documentation, identify the basis for the denial, and fight to reopen and recover the claim. Many of our most successful outcomes have started with a denied claim.
Do I have to be in DFW to use First Call Public Adjusters?
No. We're based in Trophy Club (DFW area) but serve property owners across all of Texas. We travel for qualifying claims and have handled losses in every major Texas metro. If your property was damaged, call us — location is rarely a barrier.
Talk to a Texas Public Adjuster — Free, No Obligation
Licensed in TX, OK & CO. Over 1,262 claims handled. No recovery, no fee.