Your Insurance Company
Has an Adjuster. Now You Do Too.
First Call Public Adjusters fights for the maximum settlement Texas homeowners and businesses deserve — from denied claims to underpaid storms. No upfront fees, ever.
Claim Representation That Actually Works
From the first inspection to the final check, we handle every step of your claim so you're not fighting the insurance company alone.
Public Adjusting
Licensed representation for homeowners and commercial property owners across Texas and Oklahoma. We document your full damage, prepare the Xactimate estimate, and negotiate directly with your insurer.
- No upfront fees — contingency basis
- Drone and infrared inspection technology
- Residential and commercial claims
- Denied and underpaid claim specialists
- Expert insurer negotiation
Insurance Appraisal
When your insurer's settlement is too low and negotiation stalls, Texas law gives you the right to resolve the dispute through appraisal — faster and cheaper than a lawsuit, with a binding result.
- Licensed TX insurance appraiser
- Typically resolves in 30 to 60 days
- No court involvement required
- Binding on both parties
- Residential, commercial, and contractor
Our Process
From first call to final settlement — we handle it all.
What Texas Homeowners Say
"Great experience dealing with Ryan! He was able to convince my stubborn insurance company to pay for interior water damage due to roof damage from a hail storm. Highly recommend!"
"Ryan worked with the insurance adjuster to get us additional money for the roof and the fence. He took the hassle out of working with the insurance company."
"Professional, on time, an expert, and helped me deal with the insurance company that didn't want to pay anything. I couldn't recommend them more."
We Handle Every Type of Property Claim
Whether your loss is from a hail storm, a burst pipe, or a fire — and whether your insurer paid too little, delayed, or denied — we know how to fight for what you're owed.
🌩️ Hail & Wind Storm
North Texas ranks among the highest hail-damage metros in the country. We document the full scope — roof, siding, gutters, HVAC, windows — and fight for true replacement cost.
🚫 Denied Claims
A denial isn't always the final word. Many denied claims are improper — built on exclusions that don't apply or documentation that missed key damage. We reopen them.
💧 Water & Pipe Burst
From storm-driven rain intrusion to the February 2021 freeze — water claims are routinely scoped too narrowly. We document every affected surface and fight for full restoration cost.
🔥 Fire & Smoke
Fire claims involve structure, contents, smoke infiltration, and temporary housing. We document the complete loss and make sure nothing is left out of your settlement.
🏢 Commercial Property
Warehouses, offices, retail centers, apartment complexes, churches, and more. Commercial claims involve business interruption, ordinance and law, and specialty coverages insurers rarely volunteer.
⚖️ Underpaid Settlements
Already settled but left with less than you needed? As long as you haven't signed a final release, we can review your scope, identify what was missed, and pursue the difference.
State Licenses
Ryan Lancon is a Haag Certified Inspector (HCI-R/C), CPAU, and IICRC-certified operator. He holds a Basic Mediation certification through the State Bar of Texas ADR program and has handled over 1,262 claims across the DFW Metroplex and statewide Texas.
Common Questions
Get Your Free Claim Review
Tell us about your claim. No upfront fees, no obligation — we'll tell you exactly what your claim is worth.
📅 Book a Free Consultation
Schedule directly on our calendar — we come to your property.
Book Online →Ready to Find Out What Your Claim Is Worth?
Free inspection. Free policy review. No upfront cost. No obligation.
Property Have Water Damage?
We refer insureds with active water damage to Texas Fast Restoration — an IICRC-certified water mitigation and restoration company serving all of North Texas with 24/7 emergency response. We work to ensure your insurance claim is fully documented regardless of which restoration company you choose.